Giving
In 2023 we helped churches & donors save $1,606,448 in giving fees.
The Secret World Of Giving Fees
Every digital transaction has a fee. But credit cards are the worst offenders. The solution? Many church giving platforms have a “Cover The Fee” option for donors. So givers can absorb the fees instead of churches. But this is just playing hot potato. Credit cards don’t care who pays the fees - as long as somebody does.
The worst part? Church giving companies inflate these fees by an undisclosed amount. That’s why you’ll often see their pricing listed as $0/month. Because they don’t really make money off of monthly subscriptions. They make it by keeping a part of every donation your church receives for themselves.
What if we could actually avoid these fees altogether? We can.
The Lowest Rates In The Industry
Nucleus Giving starts with a simple promise: we will never inflate processing fees to keep a cut for ourselves. The result? The lowest processing rates in the industry.
1.9%
Nucleus
2.15% + $0.30
Planning
Center
Subsplash
Tithe.ly
Pushpay
Givelify
Breeze
Elvanto
Churchtrac
3.0% + $0.42
EasyTithe
The Opt-In Method vs. The Opt-Out Method
Nucleus Giving invites every donor to opt-out of the 1.9% fee charged by credit cards - by donating with their bank account. Because a bank account gift costs just 25 cents with Nucleus. The result? 71% of all donations made through Nucleus are with bank accounts.
The Opt-In Method
Tithely, Subsplash, Pushpay, Planning Center, EasyTithe, Givelify, Breeze, Elvanto, Churchtrac, and more.
Donors are invited to opt-in to the fees:
30%
of all donations made with bank accounts
Effective Rate For Churches
Effective Rate For Donors
Total Effective Rate
The Opt-Out Method
Donors are invited to opt out of the fees:
70%
of all donations made with bank accounts
Effective Rate For Churches
Effective Rate For Donors
Total Effective Rate
Effective Rate = The actual fees paid by donor & church combined after every transaction is tallied.
FREE REPORT
The Ultimate Guide To Giving Fees For Churches [2024 Edition]
Still have questions? You’re not alone. Giving fees are complicated by design. See all the numbers in our annual transparency report.
Get to know Nucleus Giving.
Not the only decision maker?
Gift Scheduling
Empower donors to schedule their gift ahead of time
Funds & Memos
Add & manage unlimited funds with optional memo fields for custom notes
Next Day Deposits
Credit card gifts deposit the day after they’re given (ACH takes a bit longer)
Track Cash & Checks
Add cash, check, and other forms of offline giving to the system quickly and easily to ensure complete records
No Hidden Fees
Your church and donors will never be subject to PCI compliance fees, “security” fees, chargebacks, cancellation fees, or any other fee
Unlimited Users
Never pay per user with Nucleus - invite the whole team to help out
Pricing
$49/month
$588/year
Monthly
yearly
What’s Included?
- Gift Scheduling
- Funds and Memos
- Next Day Deposits
- Track Cash and Checks
- No Hidden Fees
- Works With Any Website
- World Class Customer Support
- Unlimited Users
Supercharge Your Nucleus
Upgrade your new church website with additional Nucleus products. Plus, unlock a 10% discount for every product you add. Save up to 30% on your entire subscription!
“[Church of 700] Data nerd here. I HAD to run the exact numbers. If we had gone with Tithely like we almost did, we would have lost $48k this past year.”
•Blaine, Administrator
“I know I’m not supposed to say this, but is this the Pushpay killer? We are losing $10,000+ a year in fees, not to mention their ridiculous monthly costs as you grow. I don’t care if Elevation and Gateway use it, if we can save money and reach more people with Nucleus Giving, I’m in!”
•Alyssa R.
“Since switching, our giving is up 105% from this week last year. We’re thrilled to have Nucleus Giving as a major tool in our church’s growth.”
•Devin, Lead Pastor
“We use it. Our bookkeeper LOVES it… AND, we are saving around $6000 a year over the last platform we were using. It is a win all around!”
•Bryan, Senior Pastor